Open Finance 101
Dr. Natasha Cáceres
Free course
A free, self-paced course that explains what open finance actually is, how the regulation works, and where the market is going. Built for professionals who need the picture, not the hype.
Open Finance 101 is the version I wish I had when I started researching this space. Clear definitions, the real regulatory map, the technical plumbing in plain terms, and an honest read on who is positioned in the new landscape.
Modules
8
Reading time
~60 min
What you will learn
By the end of this course, you will hold a serious conversation with a PSP, a regulator, or a banking CTO without losing the thread.
- Define open finance precisely and separate it from open banking, BaaS, and embedded finance.
- Read the European regulatory stack — PSD2, PSD3, FiDA — and what each one actually requires.
- Place global regulation in context: US, Brazil, LatAm, Asia.
- Read the technical architecture: APIs, consent, SCA, and the ecosystem actors.
- Identify at high level which incumbents, fintechs, and regulators are gaining or losing power.
- Leave with a working vocabulary that holds up with regulators, product teams, and investors.
Course Modules
Open Finance Fundamentals · 8 modules · ~60 min
01What Open Finance Is (and Isn’t)
8 min02Europe — Regulatory Map
10 min03Americas — Market vs Mandate
9 min04Asia & Beyond
6 min05The Plumbing
8 min06The Matrix
5 min07Who Wins, Who Loses
8 min08The Verdict
Closing · 6 minWho this is for
- — Compliance, legal, and risk professionals
- — Product, strategy, and BD teams at banks or fintechs
- — Founders, investors, and policy advisors
- — Anyone who needs to speak open finance fluently
Prerequisites
- — No technical background required
- — Basic familiarity with banking or payments helps but is not assumed
- — Curiosity about regulation and financial infrastructure
Begin the course
Open Finance & Digital Finance Regulation - Natasha Cáceres 