Open Finance Economics · 2026

EU Digital Finance Reports

Practitioner-grade analysis of EU digital finance regulation — written for founders, lawyers, investors, and executives operating in or entering markets governed by PSD3, FIDA, DORA, and MiCA.

EU Digital Finance 2026 – The Essentials cover
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EU Digital Finance 2026: The Essentials

A regulatory guide for founders, operators & advisors

A complete orientation to the EU digital finance regulatory framework — PSD3, FIDA, DORA, MiCA, and the Instant Payments Regulation. Free to download.

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EU Digital Finance 2026 – Full Report cover
Full Report

The New Rules of European Digital Finance

What Founders, Investors, and Advisors Need to Know

Deep economic analysis, regulation-by-regulation breakdown, strategic implications by business model, and a timeline for what is coming — and when.

€19.99

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Individual Regulation Reports

Focused deep-dives into each regulation — for practitioners who require precision, not a general overview.

Digital Resilience

DORA

ICT risk management, incident reporting, and third-party technology oversight. Already in force — compliance obligations are active now.

Coming Soon

Crypto-Assets

MiCA

CASP authorisation, stablecoin issuance, and the EU passport. Operating without a licence is now a regulatory violation.

Coming Soon

Payments

PSD3 + PSR

Standardised APIs, revised fraud liability, and updated licensing pathways. The full legislative replacement for PSD2.

Upcoming · 2027–2028

Open Finance

FIDA

Financial data portability extended beyond payments — investments, pensions, insurance. The regulation with the largest untapped strategic opportunity.

Upcoming · 2028–2029